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OG Cannabis Insurance Blog

The insurance game is an ever-changing environment, especially in the Cannabis Dispensary Insurance sector. There are a variety of different factors (e.g. cannabis laws and policies) that can affect the way your insurance works and how you and your business are covered.

The OG Cannabis Insurance blog keeps you up to date on cannabis insurance, laws and policies, and dispensary insurance news so you can be proactive on protecting yourself when the unexpected happens. We update our cannabis insurance blog regularly so check back soon for more posts!

Crucial Role of Cannabis Insurance Agency to your Business

Every company that is hoping to continue to be successful in the business world needs to have a comprehensive insurance policy to ensure that any potential hazards or disasters will not bankrupt your business. In a majority of cases, there will be standard insurance policies that cover everything your company could need, but businesses in the cannabis industry may have a more difficult time finding the right agency that can provide you with the cannabis insurance policy you need.

At OG Cannabis Insurance, our team of cannabis insurance experts has the experience and expertise in the cannabis industry to find legal cannabis businesses the best insurance policies for their needs. We have connections with a variety of cannabis insurance carriers, and our team can guarantee that you will get the policy you require quickly and effectively.

Why Is Cannabis Insurance Important?

Insurance for any type of business in the marijuana industry is critical for the success of your company. Business insurance, just like car insurance or health insurance, protects you in case something catastrophic should happen.

Your business could face bankruptcy and legal trouble if customers are injured on the property or go into your store. The employee who gets hurt during work might be eligible for workers’ compensation, while floods or major storms may cause significant damage to equipment and products in addition which would make this even worse outcome much more likely – without any type of cannabis insurance!

When you have insurance to cover any types of accidents, disasters, or incidents that may happen at your facility, you can rest easy knowing that your business is safe. From professional liability to product liability insurance and any other type of coverage you may need, OG Cannabis Insurance can work to secure you the coverage you need at an affordable price.

What to Look for in an Insurance Agency for Your Cannabis Business

There are some factors you should consider when looking for an insurance agency from which you may purchase your general liability insurance. Not only should the agency have plenty of experience in the insurance industry, but they also need to be experts when it comes to cannabis-related businesses.

Cannabis businesses face many different issues and have plenty of concerns that other types of companies do not even have to consider. One such issue concerns the federal regulations which focus on the legality of marijuana and cannabis products throughout the United States. It is because of these federal laws that many insurance carriers are unwilling to provide comprehensive coverage policies or affordable coverage. They are too concerned by the fact that marijuana is still considered a controlled substance.

With an agency that is well-versed and knowledgeable about the laws governing marijuana and cannabis-infused products, they can help to factor that into your product liability coverage or general liability as to the business owner of a marijuana-based company or other cannabis space.

Another factor to consider when looking for an insurance agency is the option to customize your policy. Most insurance policies will include things like product liability, property coverage/property damage, and workers’ compensation, but your cannabis business may have other needs and requirements due to the higher risk involved with your industry. If the agency cannot provide you with adequate, customized coverage, you may be paying for a policy that is almost useless to you.

Benefits of Getting Cannabis Businesses Insured

One of the most important benefits of finding a great agency to provide coverage for your cannabis business is the peace of mind of knowing that your company is safe and secure, no matter what happens. You have invested ample time, money, and energy into your company, and you need to protect it just like you would any other investment. You would not want to drive a vehicle without car insurance, and you would not want to risk living in a home without home insurance. Why should your business which carried marijuana products be any different?

Another great benefit of insurance for your cannabis insurance is that the industry is increasing dramatically and it has become increasingly common for more people to want products from your marijuana company. You need to have a policy that fits your company’s size, clientele, products, equipment, and federal and state laws. Without customization, you may not have the coverage you need. With OG Cannabis Insurance, we will show you why it is important to have insurance for your business and how we can help to ensure you get exactly what you need.

Types of Coverage for the Cannabis Industry

At OG Cannabis Insurance, we are happy to provide the following types of insurance coverage for businesses in the cannabis or marijuana industry:

If you are a cannabis, marijuana, or CBD company and need insurance to keep your business safe and secure, feel free to contact OG Cannabis Insurance. We know that running a cannabis business comes with risks, and we are here to help you minimize those risks and ensure your business will continue to be successful.

Call the Cannabis Insurance Professionals at OG Cannabis Insurance!

At OG Cannabis Insurance, we have the experience, skills, and knowledge to get your cannabis businesses connected to the right insurance carriers who will be able to customize your insurance policy to meet your needs. We have been years of experience working in the insurance industry, and we only work within the cannabis industry so we are well-versed in both insurance needs as well as the requirements for marijuana companies. Our agents will work diligently to ensure you get the policy you need at a price you can afford. Call us today at (877) 473-7979 to get a free quote!

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