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OG Cannabis Insurance Blog

The insurance game is an ever-changing environment, especially in the Cannabis Dispensary Insurance sector. There are a variety of different factors (e.g. cannabis laws and policies) that can affect the way your insurance works and how you and your business are covered.

The OG Cannabis Insurance blog keeps you up to date on cannabis insurance, laws and policies, and dispensary insurance news so you can be proactive on protecting yourself when the unexpected happens. We update our cannabis insurance blog regularly so check back soon for more posts!

Tips for Choosing Cannabis Cargo Insurance for Your Business

Cannabis, Supplier, Delivery, Weed, Grass, Hashish

In every industry, there’s a need to transport the necessary products and equipment for success. When it is required to have items transported from one place to another (whether it is across town or the country), there is the potential for something severe to happen during that process. To protect businesses from these terrible transportation situations, they need to invest in cargo insurance to add to their general liability coverage policy.

Businesses in the legal cannabis industry, these companies need to invest in a cannabis cargo insurance policy for their products and equipment. Suppose, in the transportation process, an accident occurs. In that case, a theft occurs, or another unexpected event happens. This loss of development can result in serious financial stress on the cannabis business. Cannabis cargo coverage allows you to feel comfortable and confident when transporting cannabis.

At OG Cannabis Insurance, our cargo insurance specialists are well-versed in all aspects of insurance when it comes to the specific cannabis industry. Insurance protects you from the unknown, giving you peace of mind knowing that your needs will be covered no matter what happens, whether it’s a natural disaster or theft while in transit.

Call our insurance agents to develop a customized policy for your cannabis company. Our team only works within the cannabis and CBD industry, and we understand your struggles and concerns.

What Is Cannabis Cargo Insurance?

Cannabis cargo insurance is quite simple in that it protects your cannabis crop, goods, cash/money, and other products during the transportation of those items. Should something unexpected and terrible happen to the items while in transport, your cannabis cargo insurance policy will financially cover your business operation from ruin. Your cargo insurance policy can also provide coverage for items in the care or transport by your specific cannabis operation for another company in the cannabis business.

What Does Cannabis Insurance for Cargo Cover?

When you invest in cannabis cargo insurance, your commercial auto policy will cover the following:

  • Liability coverage up to $1 million
  • Medical bills
  • Admitted and non-admitted carriers
  • Comprehensive and collision coverage
  • Uninsured motorist bodily injury
  • Additional insured

At OG Cannabis Insurance, our cannabis cargo insurance specialists can ensure that the policy for your cannabis operations is tailored specifically for you. Whatever your specific cannabis business needs, our team can customize the procedure to include everything that is most important and nothing you do not need.

Various entities are eligible for cannabis cargo insurance, including dispensaries, delivery services to patients, distribution companies, cultivators, and other cannabis businesses that utilize cargo transportation. If your cargo is lost, damaged, or stolen, you need insurance to properly cover the losses and make sure that your cannabis operations are not halted.

Risks Involved in Shipping Cannabis Products

Vehicular accidents can happen at any time, and there’s no telling when you’ll get in another one. Whether you are hit from behind or spin out of control due to inclement weather or any other unusual circumstance, an accident may happen when you least expect it. Most individuals invest in auto insurance to protect themselves, their families, and their vehicle from these situations.

For businesses, it is also critical to protect the cargo they need to transport from one location to another by investing in a comprehensive insurance policy. When it comes to cannabis businesses, a complete cannabis cargo insurance policy is designed to protect your investments and livelihood.

At OG Cannabis Insurance, we will work diligently to ensure that you have the cargo insurance you need for risks on the road, including overturns and upsets, theft, refrigeration breakdown, fire, water, smoke damage, and more.

Why Cannabis Businesses Should Invest in Cannabis Cargo Insurance

As a smart business owner, you know it is important to have various insurance coverage. A business’s commercial property insurance, general liability, product liability, and cannabis cargo insurance are designed to protect your company from lost, damaged, or stolen property and other losses.

At OG Cannabis Insurance, we provide exceptional insurance services, including the addition of a cargo policy. If something happens to your cargo, the insurance coverage will assist you with income loss/replacement resulting from the unexpected occurrence on the road. Many cannabis businesses overlook their full cannabis insurance needs, and our specialists are dedicated to getting you the exact coverage your company requires.

Contact Our Cannabis Insurance Specialists

At OG Cannabis Insurance, our cannabis cargo insurance specialists work exclusively for businesses in the cannabis industry because we understand the various challenges that your company faces. Cannabis is an ever-changing and ever-evolving industry, and federal laws have also been adapting to the industry’s evolution.

Since many states have legalized marijuana use, both medically and recreationally, with more states soon to follow suit, cannabis products will need to be transported more often. Cargo insurance is becoming even more necessary because of these changing attitudes and the growing need for cannabis products across the United States.

From a harvested crop to a finished cannabis product to manufacturing equipment and more, an accident, theft, or damage incurred on the road could result in significant losses for your company. Insurance policies that include extra coverage for your transported cargo can protect your business from the challenges of lost profits. If your cannabis business needs cargo coverage, contact OG Cannabis Insurance.

Contact our cannabis insurance agents today to discuss the needs of your specific cannabis operation. We’re here to help ensure that your goods and products are protected from general liability, crop insurance, product liability, and more.

Call us at (877) 473-7979 to get a quote for your cannabis business.

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