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OG Cannabis Insurance Blog

The insurance game is an ever-changing environment, especially in the Cannabis Dispensary Insurance sector. There are a variety of different factors (e.g. cannabis laws and policies) that can affect the way your insurance works and how you and your business are covered.

The OG Cannabis Insurance blog keeps you up to date on cannabis insurance, laws and policies, and dispensary insurance news so you can be proactive on protecting yourself when the unexpected happens. We update our cannabis insurance blog regularly so check back soon for more posts!

How to Choose the Right Cannabis Insurance Plan for Your Dispensary

There are many cannabis insurance plans for marijuana dispensaries out there. How will you choose the right one for your business?

Easy, you just need to figure out what services are out there and what coverage your business requires.

When it comes to running a cannabis dispensary business, as with any business, there are many things to consider, especially when starting out. Potentially one of the biggest considerations, and most important, is deciding which cannabis dispensary insurance is best for your dispensary.

This is a difficult decision because you don’t want to make the wrong call and end up with too little coverage or too much. As a business owner, you make a lot of decisions that you hope to be the best for your cannabis dispensary. Wouldn’t it be nice to know that you were making the best decision for your dispensary?

The only way to truly know what is the best choice for you when it comes to dispensary insurance is to do an analysis of your business. When I conduct analyses, I like to start by asking myself questions, starting with a primary question and working from there.

What kind of Cannabis insurance does my dispensary need?

This is a good place to start. When we ask this question, we automatically have other questions to go along with it. Like, how am I supposed to know what other questions to ask, isn’t that the purpose of this article?

Yes, yes it is.

For starters, do you have a business? Obviously. You are going to need some comprehensive coverage. I’m talking Cannabis Insurance, a good place to start for a broad coverage plan for any cannabis business.

Do you have people working at your dispensary? Yes. You are going to need some form of workers’ compensation as required by state law.

Are any of the people working for you delivering your cannabis products? You need some form of delivery driver coverage.

Are you producing your own marijuana crop? You might consider cannabis cultivation coverage, just in case there’s a fire or your irrigation system goes out.

Of course, if you still are unsure of what you need or have more questions than the ones provided above feel free to reach out and contact us. OG Cannabis Insurance has locations across the states, offering coverage to all dispensaries in states like California, Colorado, Maine, Michigan, and more!

If you don’t feel like talking to a real person about this topic just yet, but do want to know some rates and options, get a quote online today.

We want to make sure that your cannabis business continues to grow with some water, sunlight and just the right amount of cannabis insurance.

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