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OG Cannabis Insurance Blog

The insurance game is an ever-changing environment, especially in the Cannabis Dispensary Insurance sector. There are a variety of different factors (e.g. cannabis laws and policies) that can affect the way your insurance works and how you and your business are covered.

The OG Cannabis Insurance blog keeps you up to date on cannabis insurance, laws and policies, and dispensary insurance news so you can be proactive on protecting yourself when the unexpected happens. We update our cannabis insurance blog regularly so check back soon for more posts!

How Does Cannabis Property Insurance Work for Your Business

photos of Cannabis

The challenges faced by any business owner are daunting, but the responsibilities that come with running a company don’t end there. From employee schedules to deliveries and everything in between, business owners need to ensure that all aspects of their companies are taken care of regularly.

One of the most important aspects of running a business is ensuring that the company is properly covered for any unexpected events. Almost every business will have general liability and business insurance coverage because they are important. Another essential insurance coverage that almost all businesses, including the cannabis business, is property insurance.

At OG Cannabis Insurance, our team specializes in getting the proper coverage for cannabis operations. We understand the unique challenges that the cannabis, CBD, and marijuana industry faces, and our agents focus solely on helping cannabis business owners. Our team makes sure that when legal cannabis businesses face an unexpected disaster, they are properly covered and will not be financially devastated.

What Is Property Insurance for the Cannabis Industry?

Property insurance for the cannabis industry can encompass many things because “property” is a very broad term. Property could mean the grounds on which your business is built, the inventory inside your store, the vehicles you use to transport products, the products and equipment needed for the cannabis business to succeed, and much more.

Our team at OG Cannabis Insurance can even make sure that crop insurance is a part of your property insurance if that applies to your particular company in the cannabis industry. If there is a fire, serious storm, theft, or any other kind of disaster, your commercial property insurance for your cannabis business will be protected to continue succeeding in the industry.

What Does Property Cannabis Insurance Cover?

Since you have likely invested a lot of time, money, and energy into your cannabis operations, you will want to ensure that your cannabis property insurance covers everything you need to succeed. Invest in a comprehensive insurance policy if you’re in the cannabis industry and want to protect yourself from legal issues. You should consider professional liability coverage and general & worker’s compensation plans for your employees; product-related accidents can happen at any time, so make sure that’s covered by providing commercial auto or property coverages too!

By enlisting the assistance of our agents at OG Cannabis Insurance, you can guarantee that your business will be fully covered for any emerging risks in this new and booming industry. Most cannabis businesses are under-covered because they either cannot get the insurance policies or the insurance broker does not specialize in the cannabis supply chain.

When it comes to risk management for a cannabis business, it is critical to prepare for any circumstances, especially when the outcome could be serious business property damage. With a policy from OG Cannabis Insurance, you will be getting the following for your business property:

  • Up to $10 million per location
  • Fire
  • Theft with no sublimit
  • Multiple deductible choices

At OG Cannabis Insurance, we are an insurance agency that truly understands the challenges that cannabis businesses face every day, and we try to help mitigate the risks associated with this ever-changing, ever-evolving industry.

Our team will make sure that you get coverage for such business property as:

  • Building
  • Outdoor crops or property
  • Money and securities
  • Inventory
  • Personal property used for the business
  • Improvements to the property
  • Personal property of others, including your employees
  • Employee theft

These are all critical parts of your business, so they should be included in your business insurance. When you find an insurance broker who understands your unique needs as a member of the cannabis industry, you can rest assured that your property coverage will be complete and comprehensive.

Benefits of Investing in Our Property Insurance for Cannabis Businesses

Unlike traditional insurers, OG Cannabis Insurance has a clear understanding of the issues associated with the cannabis business. Unfortunately, any direct physical loss or equipment breakdown will have to come out of your pocket to cover without good insurance coverage. That could be a major financial loss. Many other insurance agencies will not offer a range to a cannabis operation because of the federal illegality of cannabis and marijuana products.

With OG Cannabis Insurance, we know that cannabis is still federally illegal, but we also see the industry’s meteoric rise. Those who are the owners and operators of legal cannabis businesses still need product liability and property coverage to make sure that they can keep their doors open.

Because of the special circumstances created by federal law, we focus solely on this industry and ensure that companies like yours can get the risk management tools they need and the essential insurance coverage. We provide coverage and insurance options your business needs to prepare for natural disasters and any other unexpected risk.

Contact Our Cannabis Insurance Experts

Considering the risks involved in this industry, it’s important to have insurance. OG Cannabis Insurance can provide you with cannabis-oriented policies to protect your company from unforeseen circumstances. OG Cannabis Insurance can provide you with all of your necessary coverage needs, no matter what they are. With our vast experience, we can handle all types of insurance needs. Our specialty in the marijuana industry allows us to be uniquely qualified to help companies like yours continue to succeed and be secured.

Our goal at OG Cannabis Insurance is to alleviate some of the stress marijuana business owners endure. We offer peace of mind and great insurance coverage for any business endeavor, no matter how big or small! We have the knowledge you need to be confident in your cannabis company.

We’re here to help you with anything that might disrupt or destroy everything in your business. For property insurance and other coverages, contact OG Cannabis Insurance at (877) 473-7979 to get a quote from our agents. We look forward to helping you succeed!

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